Personal and Auto Loan Application

Married Applicants : May apply for a separate account.

Individual Credit : You must complete the Applicant section about yourself and the Other section about your spouse if:

your spouse will use the account, or
you are relying on your spouse's income as a basis for repayment. If you are relying on income from alimony, child support, or separate maintenance, complete the Other section to the extent possible about the person on whose payments you are relying.

Joint Credit : Each Applicant must individually complete the appropriate section below. If Co-Borrower is spouse of the Applicant, mark the Co-Applicant box.

Guarantor: Complete the Other section if you are a guarantor on an account/loan.

Are you applying for joint credit?

LOANLINER Account/Loan

Applicants who are not current members must establish a minimum $5 savings account and qualify for our field our membership.

Upon loan approval, member must sign paperwork at Westport Federal Credit Union in front of an employee for disbursement.

Amount Requested $ Purpose/Collateral Repayment

Applicant Information

Name Account Number Social Security Number Driver's License Number Ages of Dependents E-mail Address Birth Date Home Phone Business Phone Present Address Length at Residence Previous Address Length at Residence

Marital Status

Single
Married
Separated
Divorced
Widowed

Employment Information

Name of Employer Gross Monthly Income Employer's Address Position or Title Employment Start Date Hours at work Supervisor's Title If Self Employed, Type of Business Previous Employer Name (if employed less than 5 years) Previous Employer Address (if employed less than 5 years) Previous Employment Start Date Previous Employment End Date Job Title

Notice: Alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered.

Other Income

Monthly Amount
Per
Source

Monthly Amount
Per
Source

 

Are you in the Military

Is Duty Station Transfer Expected During the Next Year? Where? Ending/Separation Date?

Co-Borrower Information

Name Mother's Maiden Name Account Number Social Security Number Driver's License Number Ages of Dependents E-mail Address Birth Date Home Phone Business Phone Present Address Length at Residence Previous Address Length at Residence

Marital Status

Single
Married
Separated
Divorced
Widowed

Employment Information

Name of Employer Gross Monthly Income Employer's Address Position or Title Employment Start Date Hours at work Supervisor's Title If Self Employed, Type of Business Previous Employer Name (if employed less than 2 years) Previous Employer Address (if employed less than 2 years) Previous Employment Start Date Previous Employment End Date

Notice: Alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered.

Other Income

Monthly Amount
Per
Source

Monthly Amount
Per
Source

 

Are you in the Military

Is Duty Station Transfer Expected During the Next Year? Where? Ending/Separation Date?

Reference

Name Address Relationship Phone Number

Monthly Expenses(What you Owe)

Mortgage/Rent Monthly Payment Creditor Name Other Than This Credit Union

Owed By

Applicant
Co-Applicant

Other Monthly Expenses: CREDIT CARD/INSTALLMENT PAYMENTS

What you Owe Monthly Payment Creditor Name Other Than This Credit Union

 Add Another Monthly Expense Make/Year of Vehicle You Own

What You Own

Name of Financial Institution other than WFCU Address of Properties Owned Market Value

Owed By

Applicant
Co-Applicant

 Add Another What You Own

How Did You Learn of this Product

How Did You Learn of this Product Please enter referring dealership or member's name

Other Information About You

If you answer "yes" to any question other than #1, explain in section below.

Borrower

Are you a U.S. Citizen or Permanent Resident Alien?

Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under chapter 13, had a property forclosed upon or repossesed in the last 7 years, or been party in a lawsuit?

Is your income likely to decline in the next two years?

Are you a co-maker, co-signer or guarantor on any loan not listed above?

For Whom To Whom Explain other information about you.

Co-Borrower

Are you a U.S. Citizen or Permanent Resident Alien?

Is your income likely to decline in the next two years?

Are you a co-maker, co-signer or guarantor on any loan not listed above?

For Whom To Whom Explain other information about you.

Acknowledgement

You promise that everything you have stated in this application is correct to the best of your knowledge and that the above information is a complete listing of what you owe. If there are any important changes you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.

Type your name in the box below to represent your electronic signature.

Applicant's Signature Date Co-Borrower's Signature Date

Internal Use Only

Date

Approved or Denied

Approved
Denied

Approved Limits Signature Line of Credit Other Other Debt Ratio/Score Before Debt Ratio/Score After Explain other information about you. Signature Date

LOANLINER Account/Loan

Applicant Information

Employment Information

Other Income

Monthly Amount

Per

Source

Co-Borrower Information

Employment Information

Other Income

Monthly Amount

Per

Source

Reference

Monthly Expenses(What you Owe)

Other Monthly Expenses: CREDIT CARD/INSTALLMENT PAYMENTS

What You Own

How Did You Learn of this Product

Other Information About You

Borrower

Co-Borrower

Acknowledgement

Internal Use Only