You are applying for joint credit. This means you are applying for credit with another person and will be relying on both your and their income or assets as the basis for repayment. Complete both the applicant information and the co-applicant information.
You are applying for individual credit. This means you are applying in your own name and are relying on you own income or assets, NOT those of another person as the basis for repayment. Complete only the applicant information
Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
If you answer "yes" to any of the following questions, please explain in the space provided.
List all debts to banks, loan or finance companies, charge accounts, and installment purchases. Include debts on which applicant is a co-maker, endorser, or guarantor.
Automobile Insurance is required for the full term of the contract, at your expense against the hazards of fire, theft and accidental physical damage (Including collision). The policy is to note the bank's interest with a loss payable clause in its favor. You may choose the person through whom any insurance is obtained.
This section asks about your ethnicity, sex, and race.
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race." The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
I certify that everything I have stated in this application and on any attachments is correct. TruPoint Bank may keep this application whether or not it is approved. By typing and submitting this form, I authorize TruPoint Bank to check my credit and employment history, to have a consumer credit report prepared on me for the purpose of evaluating this application for credit, and to answer questions others may ask TruPoint Bank about my credit record with TruPoint Bank. I understand that I must update this credit information at TruPoint Bank's request and if my financial condition changes.