I certify that everything I have stated in this application and on any attachments is correct. You may keep this application whether or not it is approved. By signing below I authorize you to check my credit and employment history and/or have a credit reporting agency prepare credit report on me, as an individual. I also authorize you to answer questions others may ask you about my credit record with you. I understand that I must update credit information at your request if my financial condition changes. I further authorize you to inform persons who have a check written by me if there are sufficient funds on deposit for the check to be paid.