Metro Bank Phone: 888.937.0004

Consumer Loan Application

Welcome to Metro Bank's on-line Consumer Loan Application. Our primary lending area is Pennsylvania.

We appreciate your business and will process your application as quickly as possible. Please provide us with the information requested below and we will contact you within 24 hours. For regulatory and security reasons, we will mail you any necessary paperwork and schedule a closing meeting if required.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


All fields highlighted in this color are optional.
Amount Requested:
Term Requested (years):
Select Loan Type
Loan Purpose:
Is Any Part Of This Loan For A Home Improvement? Yes No

Applicant Information
We intend to apply for joint credit: Yes No
Borrower - Co-Borrower -
Complete Column 1 Complete Column 2
E-Mail Address: (name@domain.type)
E-Mail Address: (name@domain.type)
First Name:
MI:
First Name:
MI:
Last Name:
Last Name:
Current Address:
Current Address:
City:
State:
Zip Code:
City:
State:
Zip Code:
County of Residence:
County of Residence:
Time at Current Address:
Time at Current Address:
Social Security Number: (nnn-nn-nnnn)
Social Security Number: (nnn-nn-nnnn)
Drivers License Number :
Drivers License Number :
State of
Issuance:

Exp Date: (mm/dd/yyyy)
State of
Issuance:

Exp Date: (mm/dd/yyyy)
Date of Birth: (mm/dd/yyyy)
Date of Birth: (mm/dd/yyyy)
Dependents:
Dependents:
Daytime Number: (nnn-nnn-nnnn)
Daytime Number: (nnn-nnn-nnnn)
Evening Number: (nnn-nnn-nnnn)
Evening Number: (nnn-nnn-nnnn)

Employment Information
Borrower - Co-Borrower -
Complete Column 1 Complete Column 2
Self Employed: Yes No Self Employed: Yes No
Place of Employment:
Place of Employment:
Employer's Address:
Employer Address:
City:
State:
Zip Code:
City:
State:
Zip Code:
Position:
Position:
Length of time with this employer:
Length of time with this employer:
Previous Place of Employment:
Previous Place of Employment:
Position:
Position:
Length of time with this employer:
Length of time with this employer:
Annual Gross Income:
Annual Gross Income:
Other Annual Gross Income
Amount:
Source:
Amount:
Source:
Please Note: Alimony, child support, or separate maintenance income need not be revealed if you do not wish it to be considered as a basis for repaying this obligation.

Marital Status
Borrower(s) Note: Do not complete this section if you are applying for individual, unsecured credit.
(Individual, unsecured credit means unsecured credit in your own name, relying on your own income or assets and not the income or assets of another person as the basis for repayment of the credit requested.)
Borrower - Co-Borrower -
Complete Column 1 Complete Column 2
Married Married
Unmarried Unmarried
(Including single, divorced, widowed) (Including single, divorced, widowed)
Separated Separated

Credit Information
Borrower - Co-Borrower -
Complete Column 1 Complete Column 2
Housing Status: Housing Status:
Own Rent Own Rent
Living with Relative Living with Relative
Other Other
Mortgage Holder:
Mortgage Holder:
Monthly Mortgage Payment/Rent:
Monthly Mortgage Payment/Rent:
Mortgage Balance:
Mortgage Balance:
Current Estimated Property Value:
Current Estimated Property Value:
Account Where You Have Funds Deposited
Financial Institution:
Financial Institution:
Balance:
Balance:

Collateral Description (examples: car make, model, year; address of property):
If loan purpose is debt consolidation, please list debts to be consolidated:
Company 1:
Company 1:
Account No.:
Balance:
Month Pymt:
Account No.:
Balance:
Month Pymt:
Company 2:
Company 2:
Account No.:
Balance:
Month Pymt:
Account No.:
Balance:
Month Pymt:
Company 3:
Company 3:
Account No.:
Balance:
Month Pymt:
Account No.:
Balance:
Month Pymt:
Company 4:
Company 4:
Account No.:
Balance:
Month Pymt:
Account No.:
Balance:
Month Pymt:
Company 5:
Company 5:
Account No.:
Balance:
Month Pymt:
Account No.:
Balance:
Month Pymt:

BORROWER NOTE: COMPLETE THIS SECTION ONLY IF THIS LOAN IS FOR THE PURCHASE OF A HOME, HOME IMPROVEMENTS, REFINANCE OF A HOME IMPROVEMENT LOAN OR REFINANCE OF A HOME PURCHASE LOAN.

Information for Government Monitoring Purposes (HMDA): The following information is requested by the federal government for certain types of loans related to a dwelling in order to monitor the lender’s compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. You may select one or more designations for "Race." The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. However, if you choose not to furnish the information and you have made this application in person, under federal regulations the lender is required to note ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to furnish the information, please check below.

RACE/NATIONAL ORIGIN
 
BORROWER: CO-BORROWER:
I do not wish to furnish this information. I do not wish to furnish this information.
Ethnicity: Ethnicity::
Hispanic or Latino Hispanic or Latino
Not Hispanic or Latino Not Hispanic or Latino
Race: Race:
American Indian or Alaska Native American Indian or Alaska Native
Asian Asian
Black or African American Black or African American
Native Hawaiian or Other Pacific Islander Native Hawaiian or Other Pacific Islander
White White
Sex: Sex:
Female Female
Male Male

I/We authorize you to make such inquiries regarding the information furnished herein as may be required in connection with the application or in the course of review or collection of any credit extended in reliance on the application. I/We authorize you to release information about my/our credit experience with Metro Bank. I/We authorize and instruct any person or consumer reporting agency to complete and furnish to the lender any information it may have or obtain in response to such credit inquiries and agree that same shall remain your property whether or not credit is extended. All information set forth in this application is disclosed to be a true representation of facts for the purpose of obtaining the credit requested, and any willful misrepresentation on this application could result in criminal action. I/We understand that other financial information may be requested in connection with this loan application. I/We understand that I/We have the right to a copy of the appraisal report used in connection with this application for credit. If I/We wish for a copy, I/We shall write to Metro Bank Lending, PO Box 4999, Harrisburg, PA 17111. Metro Bank must receive this request no later than 90 days from the date of action taken. If I/We have not been charged for the cost of the appraisal, as part of this right to request and Metro Bank's duty to provide the appraisal, the cost of the appraisal shall be borne by Me/Us. In any event, I/We shall be charged for photocopying and postage related to this matter.
Please tell me more about credit protection.

IDENTIFICATION
Our bank complies with Section 326 of the USA Patriot Act. This law mandates that we verify certain information about you while processing your account application.

Metro offers two ways you can submit this Application:

  1. E-mail us your Form by clicking on the Send This Application button below.
  2. Provide all the requested information, print and mail the Application to:
    Metro Bank Lending
    PO Box 4999
    Harrisburg, PA 17111
Notes or Comments Regarding Your Loan Application
 
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Metro Bank is a wholly owned subsidiary of Metro Bancorp, Inc. and is not affiliated with Metro Bank plc, Great Britain