Commercial Loan Application

Required Fields

Business Information

Business Type

Designated Company Contact (DCC) Information

Is the DCC a decision maker?

Business Details


How does the business grow?

How are the products sold?

Is the business subject to a regulatory agency?

Did you have any government or international sales?

Are sales seasonal?

Have you been profitable for the past 3 years?

Management/Ownership Information


Is this person a decision maker?

Is this person actively involved?

Add Another Owner

Banking Information

Rate your satisfaction.

What are your deposit needs?

Outstanding Loans


Add Another Outstanding Loan

Credit Request


Add Another Credit Request

General Information

Do any of the owners listed on this application have an ownership, interest or continual liability in another company?

Has the borrower used or done business under any other names?

Does the borrower hold any assets to user?

Has the borrower, co-borrower, owner or guarantor ever been convicted of a felony?

Is the business an endorser, guarantor, or co-maker for obligations not listed on its financial statements?

Is the business a party to any claim or lawsuit?

Has the business ever declared bankruptcy?

Does the business use hazardous substance in the normal course of business?

Are any owners a Non-U.S. Citizen?

If yes to any of the previous, please provide the following.

Is the applicant, or any officer, Principal or Partner of the applicant currently on the Board of Directors of a Bank, Thrift or S&L?

May we contact the CPA


I certify that all information provided by me herein, including attachments (s) is true, correct and complete. I authorize Lincoln 1st Bank to make whatever inquiries about me you deem necessary and appropriate for the purpose of evaluating my credit, including obtaining credit reports and contacting my employer. I also authorize Lincoln 1st Bank to provide credit information about its credit experience with me to other creditors and credit reporting agencies. I authorize the Bank to obtain address information from the Department of Motor Vehicles and waive the address confidentiality requirements of the State Vehicle Code. I agree to provide any further information the Bank might require to process my application.


Loan E-Sign Disclosure

The following disclosure is required by the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act). Please read this E-SIGN Disclosure carefully and keep a copy for your records.

Electronic Delivery of Disclosures and Notices

By following the “Consent Instructions” below, you are consenting to receive disclosures related to your loan application electronically. If you do not consent; we will mail these documents to you. By consenting to electronic delivery of loan disclosures, you agree to provide us with your current email address and update us as to any changes in such information by contacting us at the number or email address listed under contact information.

Requesting Paper Copies

Even after consent, you have the right to receive a paper copy of the disclosures related to your current loan transaction. If you would like to receive a paper copy at no charge, please contact us at the number or email address listed under “Contact Information”. Please include your name and mailing address and be sure to state that you are requesting a copy of the disclosures related to your current loan transaction.

Withdrawal of Consent

If after consenting, you wish to withdrawal your consent prior to loan consummation, you can do so by contacting us at the number or email address listed under contact information.

Hardware and Software Requirements

In order to access, view, and retain your account information electronically, you must have:

  • A personal computer or other device which is capable of accessing the Internet.
  • An Internet web browser with capabilities to support a minimum 128-bit encryption.
  • Software which permits you to receive, access, print and save Portable Document format or “PDF” files, such as Adobe Acrobat Reader® version 8.0 and above.
  • A valid email address.


We reserve the right, in our sole discretion, to discontinue the provision of your account information electronically, or to terminate or change the terms and conditions on which we provide account information electronically. We will provide you with notice of any such termination or change as required by law.

Contact Information

Name: Loan Department
Email Address:
Phone: (973) 694-0330

Consent Instructions

Loan Disclosures

Please click each link below to access the up-front disclosures relating to your Commercial loan application.

  • Please click the following link to access the Lincoln 1st Bank Privacy Notice
  • Please click the following link to access a notice required by the USA Patriot Act