I certify that all information provided by me herein, including attachments (s) is true, correct and complete.
I authorize Lincoln 1st Bank to make whatever inquiries about me you deem necessary and appropriate for the purpose of evaluating my credit, including obtaining credit reports and contacting my employer.
I also authorize Lincoln 1st Bank to provide credit information about its credit experience with me to other creditors and credit reporting agencies.
I authorize the Bank to obtain address information from the Department of Motor Vehicles and waive the address confidentiality requirements of the State Vehicle Code.
I agree to provide any further information the Bank might require to process my application.
Loan E-Sign Disclosure
The following disclosure is required by the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act). Please read this E-SIGN Disclosure carefully and keep a copy for your records.
Electronic Delivery of Disclosures and Notices
By following the “Consent Instructions” below, you are consenting to receive disclosures related to your loan application electronically. If you do not consent; we will mail these documents to you. By consenting to electronic delivery of loan disclosures, you agree to provide us with your current email address and update us as to any changes in such information by contacting us at the number or email address listed under contact information.
Requesting Paper Copies
Even after consent, you have the right to receive a paper copy of the disclosures related to your current loan transaction. If you would like to receive a paper copy at no charge, please contact us at the number or email address listed under “Contact Information”. Please include your name and mailing address and be sure to state that you are requesting a copy of the disclosures related to your current loan transaction.
Withdrawal of Consent
If after consenting, you wish to withdrawal your consent prior to loan consummation, you can do so by contacting us at the number or email address listed under contact information.
Hardware and Software Requirements
In order to access, view, and retain your account information electronically, you must have:
- A personal computer or other device which is capable of accessing the Internet.
- An Internet web browser with capabilities to support a minimum 128-bit encryption.
- Software which permits you to receive, access, print and save Portable Document format or “PDF” files, such as Adobe Acrobat Reader® version 8.0 and above.
- A valid email address.
We reserve the right, in our sole discretion, to discontinue the provision of your account information electronically, or to terminate or change the terms and conditions on which we provide account information electronically. We will provide you with notice of any such termination or change as required by law.
Please click each link below to access the up-front disclosures relating to your Commercial loan application.
- Please click the following link to access the Lincoln 1st Bank Privacy Notice
- Please click the following link to access a notice required by the USA Patriot Act