By participating in Healthcare Financial Federal Credit Union's Skip-A-Payment program, you request that Healthcare Financial Federal Credit Union defer your loan payments as indicated. You
agree and understand that: 1) FINANCE CHARGES will continue to accrue during and after the deferral period; 2) deferring payment will result in higher total FINANCE CHARGES than if payment were
made as originally scheduled; 3) payment deferral will require extra payments past the original maturity date; 4) elected GAP or Warranty Coverage will not be extended beyond the original maturity
date; 5) payments will resume the following month; 6) there is a $30 fee per loan and I understand the $30 fee(s) must be available in my Healthcare Financial Federal Credit Union Savings or Checking
account; 7) You must not have had any loan payment more than 30 days late at Healthcare Financial Federal Credit Union within the past 12 months; 8) You must have completed a minimum of three
payments on subject loan; 9) Two (2) Skip-A-Payments allowed per twelve month period, six (6) Skip-A-Payments allowed the life of the loan; 10) Skip-A-Payment request must be made by the 23rd of the month to skip the following month payment. If recent data shows that you have been delinquent on
the mentioned loan(s) for any reason, Healthcare Financial Federal Credit Union reserves the right to deny your application for Skip-A-Payment. If your request is denied, we will contact you.
Loan(s) must be in good standing to accept this offer. Excludes Visa® Credit Cards, Quick Fix Loans, Real Estate Loans, Personal Line of Credit, Overdraft Protection Loans and any loan being paid by credit union disability
insurance or other debt protection.
*Electronic Signature Disclosure:
As allowed by the U.S. Electronic Signatures in Global and National Commerce Act (eSign law), Healthcare Financial Federal Credit Union uses electronic signatures on business sales agreements.
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