First International Bank & Trust Credit Card Application

ELIGIBILITY REQUIREMENTS WHEN APPLYING FOR A CREDIT CARD ONLINE

Our bank complies with Section 326 of the USA Patriot Act. This law mandates that our bank verify certain information about you while processing your account application. To help the Government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you apply for an account with us, we may ask for your name, address, date of birth and other information that will allow us to identify you. We may ask you to provide your driver's license or other identifying documents.

Our bank will verify the accuracy of information provided using acceptable banking practices.

Getting Started

Thank you for choosing First International Bank & Trust for your credit card needs.

Fields marked with an asterisk* are required, however, the more complete this application is upon submission, the faster it will be processed and submitted for approval.

Please start by selecting the type of First International Bank & Trust Credit Card that's right for you:

Have you opened one of the following accounts in the past 90 days?*
Do you currently have an FIBT credit card?*
Badlands Visa® (No Annual Fee)
Click here to view the application disclosure which includes the rate, associated fees and other cost information.
Badlands Mastercard® (No Annual Fee)
Click here to view the application disclosure which includes the rate, associated fees and other cost information.
First International Bank & Trust Platinum Visa® (No Annual Fee, but must qualify for a $5,000 limit based on income and credit history)
Click here to view the application disclosure which includes the rate, associated fees and other cost information.
If I do not qualify for a Platinum Visa®, I will accept a Badlands Visa®.


Applicant Information

Please select Local Branch*
Referred by* (enter employee name)
I am applying for*
Online Banking Username/Access ID* (case-sensitive)
First Name*
Middle Initial
Last Name*
Primary Phone Number*
Primary Phone Type*
Email Address*
Are you a student?*
Permanent Home Address
City
State
Zip
Current Mailing Address*
City*
State*
Zip*
Do you
Years There
Monthly Payment


Confirm Your Identity

Social Security Number*
Birth Date*
Government-issued ID Number*
Identification Issued By*
Identification Issue Date*
Identification Expiration Date*
Name of Nearest Relative Not Living With You*
Relationship to You*
Phone Number*
Address*


Employment & Income

Employment Status*
Employer
Employer's Address
Employer's Phone Number
Years Employed
Previous Employer
Previous Employer's Address
Previous Employer's Phone Number
Years Employed
Previous Gross Monthly Income
Gross Monthly Income*
Other Income

*Note: Income from alimony, child support, or maintenance need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.



Co-Applicant Information

First Name*
Middle Initial
Last Name*
Relationship to Applicant
Primary Phone Number*
Primary Phone Type*
Email Address*


Co-Applicant Confirm Your Identity

Social Security Number*
Birth Date*
Government-issued ID Number*
Identification Issued By*
Identification Issue Date*
Identification Expiration Date*
Name of Nearest Relative Not Living With You*
Relationship to You*
Phone Number*
Address*


Co-Applicant Employment & Income

Employment Status*
Employer
Employer's Address
Employer's Phone Number
Years Employed
Previous Employer
Previous Employer's Address
Previous Employer's Phone Number
Years Employed
Previous Gross Monthly Income
Gross Monthly Income*
Other Income

*Note: Income from alimony, child support, or maintenance need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.



Credit Card Application Disclosures

We want you to have your card as soon as possible!

To verify the information that has been provided, click on "View Entire Form."

View Entire Form

Notice of Negative Information (Pre-Sharing)

Federal law requires us to provide the following notice to customers before any "negative information" may be furnished to a nationwide consumer reporting agency. "Negative Information" means information concerning delinquencies, late payments, insolvency, or any form of default. This notice does not mean that we will be reporting such information about you, only that we may report such information about customers that have not done what they are required to do under our agreement.

We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

You authorize us to contact you using any of the telephone numbers listed on this Credit Application or that you subsequently provide us in connection with your credit account - regardless whether the number we use is assigned to a paging service, cellular telephone service, specialize mobile radio service, other radio common carrier service or any other service for which you may be charged for the call. You further authorize us to contact you through the use of voice, text and email and through the use of prerecorded / artificial voice messages or an automatic electronic form.

Visa® Account Updater® Automatic Billing Updater

Visa® Account Updater (VAU) is a free service that helps participating merchants who receive recurring payments from your card have access to current card account information on file. For instance, participating merchants will have access to information about card expiration, or if you report that your card has been lost or stolen. You are entitled to opt out of this service at any time by calling 800-359-8092 or emailing cardservices@firstintlbank.com. We will need your name and account number in order to process your opt out request. If you opt out, you may opt back in if you decide you want the Visa Account Updater service in the future. You may opt in the same way(s) that you can opt out.

Please call 1-888-848-3428 for a description of the payment obligation for this card required by the Military Lending Act.

By entering my initials below, I/we understand that I/we are electronically signing this application and certify that:

  • All of the above information is correct and complete and I/we understand that you will be relying on this information in deciding whether to extend credit to me/us.
  • You may check my/our credit and employment history, the above information, or obtain other information from any sources you choose and reverify it from time to time.
  • I/we agree that this application shall remain your property, whether or not credit is granted. You may furnish to others information about my/our credit and account experience with you.
  • I/we agree to be bound by the terms and conditions of the Customer Agreement and Disclosure Statement, which accompanies the card(s) that you send me/us.
Primary Applicant initials* Co-Applicant initials*
*I/we agree to receive the Privacy Policy electronically and acknowledge that I/we have received the Privacy Policy electronically.

Print

Please print for your records before sending the form electronically. Printing will not be an option after submission.