ELIGIBILITY REQUIREMENTS WHEN APPLYING FOR A
CREDIT CARD ONLINE
Our bank complies with Section 326 of the USA
Patriot Act. This law mandates that our bank verify
certain information about you while processing your
account application. To help the Government fight
the funding of terrorism and money laundering
activities, Federal Law requires all financial
institutions to obtain, verify, and record
information that identifies each person who opens an
What this means to you: When you
apply for an account with us, we may ask for your
name, address, date of birth and other information
that will allow us to identify you. We may ask you
to provide your driver's license or other
Our bank will verify the accuracy of information
provided using acceptable banking practices.
Thank you for choosing First International Bank
& Trust for your credit card needs.
Fields marked with an asterisk*
are required, however, the more complete this
application is upon submission, the faster it will
be processed and submitted for approval.
Please start by selecting the type of
First International Bank & Trust Credit Card that's
right for you:
|Have you opened one of the following accounts in the past 90 days?*
|Do you currently have an FIBT credit card?*
Next: Your Contact Information
|Please select Local Branch*
(enter employee name)
|I am applying for*
|Online Banking Username/Access ID*
|Primary Phone Number*
|Primary Phone Type*
|Are you a student?*
|Current Mailing Address*
Next: Confirm Your Identity
Co-Applicant Confirm Your Identity
Next: Employment and Income
Co-Applicant Employment & Income
Next: Disclosures and Send
Credit Card Application Disclosures
We want you to have your card as soon as
To verify the information that has been provided,
click on "View Entire Form."
View Entire Form
Notice of Negative Information (Pre-Sharing)
Federal law requires us to provide the following
notice to customers before any "negative
information" may be furnished to a nationwide
consumer reporting agency. "Negative Information"
means information concerning delinquencies, late
payments, insolvency, or any form of default.
This notice does not mean that we will be reporting
such information about you, only that we may report
such information about customers that have not done
what they are required to do under our agreement.
We may report information about your
account to credit bureaus. Late payments, missed
payments, or other defaults on your account may be
reflected in your credit report.
You authorize us to contact you using any of the telephone numbers listed on this Credit Application or that you subsequently provide us in connection with your credit account - regardless whether the number we use is assigned to a paging service, cellular telephone service, specialize mobile radio service, other radio common carrier service or any other service for which you may be charged for the call. You further authorize us to contact you through the use of voice, text and email and through the use of prerecorded / artificial voice messages or an automatic electronic form.
Visa® Account Updater® Automatic Billing Updater
Visa® Account Updater (VAU) is a free service that helps participating merchants who receive recurring payments from your card have access to current card account information on file. For instance, participating merchants will have access to information about card expiration, or if you report that your card has been lost or stolen. You are entitled to opt out of this service at any time by calling 800-359-8092 or emailing email@example.com. We will need your name and account number in order to process your opt out request. If you opt out, you may opt back in if you decide you want the Visa Account Updater service in the future. You may opt in the same way(s) that you can opt out.
Please call 1-888-848-3428 for a description of the payment obligation for this card required by the Military Lending Act.
By entering my initials below, I/we
understand that I/we are electronically signing
this application and certify that:
- All of the above information is correct
and complete and I/we understand that you
will be relying on this information in
deciding whether to extend credit to me/us.
- You may check my/our credit and
employment history, the above information,
or obtain other information from any sources
you choose and reverify it from time to
- I/we agree that this application shall
remain your property, whether or not credit
is granted. You may furnish to others
information about my/our credit and account
experience with you.
- I/we agree to be bound by the terms and
conditions of the Customer Agreement and
Disclosure Statement, which accompanies the
card(s) that you send me/us.
Please print for your records before
sending the form electronically. Printing will
not be an option after submission.