Checking or Savings Accounts Application

Important Information About Procedures For Opening A New Account & The Patriot Act

The USA Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This federal requirement applies to all new customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.

What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Required Field


You will need the following items:

  • Driver's license or State ID
  • Previous home address (if you have lived at your home address less than 2 years)
  • U.S. Social Security number
  • U.S. checking or savings account to fund the account

Are you applying for an individual or joint account?

Which branch do you/would you bank with most often?

Primary Account Holder

How long have you lived there?

Joint Account Holder


Ownership type

Do you want this account Payable on Death?

This is recommended so ensure your funds can be easily given to a person(s) of your choosing in the event of your passing.

If payable on death, enter beneficiary information.

Opening Deposit

Please choose how you would like to make your opening deposit:

Minimum Opening Deposit by Account Type:

First Choice Rewards, First Choice Basic and First Choice Easy Banking Checking $50
Hi-Fi Money Market Account $50
Simply Savings, Student Savings $25
Moola Moola Kids Club $5
First Choice Rewards Savings $1
  • Transfer my opening deposit of $ from account number to my new account.

Account Preferences

Please select the account preferences you would like:

How would you like to sign your account documents?


Please select all the statements that apply:

By submitting this application, I certify that I/we gave truthfully and fully provided the information required and that I am at least 18 years of age and live in the US. I certify that I have read and agreed to all the Terms & Conditions, Privacy Policy, Funds Availability, Truth in Savings, Electronic Funds Transfer, and Schedule of Fees. I agree that I may receive electronic communications posted on the First National Bank web site or delivered to the e-mail address I provide, including information required by various laws and regulations. I authorize First National Bank to access my credit bureau information, check my employment, and report to credit reporting agencies First National Bank's experience with me.

By submitting this application, I/We certify the accuracy of the above information and authorize First National Bank of Pandora (the "Financial Institution") to access our credit file(s) to authenticate our identity(s) and facilitate the processing of this application for this First National Bank of Pandora account only. I/We understand that we may be asked questions based on the information in our credit file(s) as part of this process. I/We also understand that the Financial Institution may review our credit history and past banking relationships before accepting this application. I certify that I /we gave truthfully and fully provided information required and that I am at least 18 years of age.

E-Sign Act Disclosure and Consent

Before proceeding you must confirm that you have read and agree to the terms of the Electronic Signature Act Disclosure available at the link below.

E-Sign Act Disclosure and Consent