An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
We do authorize and pay overdrafts for the following types of transactions:
We will not authorize and pay overdrafts for the following types of transactions without your consent
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
If you want us to authorize and pay overdrafts for which an Overdraft Fee may be assessed on ATM and everyday debit card transactions, please complete the form below and submit.
You can revoke your authorization for Bank of Travelers Rest to pay these overdrafts at any time by calling (864)-834-9031, by visiting a branch or by mailing your request to: P.O. Box 1067, Travelers Rest, SC 29690. Your revocation must include both your name and your account number so that we can properly identify your account. If you have any questions, please call 864.834.9031 or toll-free at 1(888)557-2265
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