I certify that the facts set forth in this application are true, correct and complete without misrepresentations or omissions of any kind whatsoever. I understand that if any of the information on this application form is discovered to be incorrect, false or misleading or if there are any misrepresentations or omissions of and kind whatsoever, then Andrew Johnson Bank may deny me employment or terminate my employment, and I agree that Andrew Johnson Bank shall not be liable in any respect if it does so. I understand that if I am employed by Andrew Johnson Bank, any such employment is not binding on either party for any specific period of time. I further understand that no representative of Andrew Johnson Bank, other than the CEO or President, with approval from the Board of Directors, has any authority to enter into any agreement for employment for any specified period of time. Any such agreement must be in writing and signed by such officer. I understand that any other written or oral statement to the contrary, even if made by a supervisor, manager or officer of Andrew Johnson Bank, is invalid and should not be relied on by me. I understand that if employed I will be an employee-at-will and that either Andrew Johnson Bank or I may terminate that employment relationship at any time, for any reason, with or without notice.