Overdraft Privilege Opt In Form


Per Federal Regulation, if you wish us to authorize and pay overdrafts on ATM withdrawals or every day debit card transactions, you must Opt In for this service. There is no charge for this service unless you use it.

After clicking Submit Form, you will receive a letter confirming your election. Please print this letter for your records.

Opt-In Authorization

I authorize Gulf Coast Bank & Trust to pay overdrafts on my ATM and debit card transactions.

Last Name: *
First Name: *
eMail Address: *  Daytime Phone #: *
Account Number(s) **

Call us toll free at 1-800-223-2060
Email us at

*Required Field
**The regulation requires you to list every account number for which you desire overdraft protection.