Overdraft Privilege Opt In Form




There are new Federal Regulations that will soon change the overdraft service we provide at Gulf Coast Bank & Trust. As of August 15, 2010, the new law will require us to obtain your permission before we honor ATM withdrawals and one-time debit card transactions that may create an overdraft on your account. There is no charge for this service unless you use it.

To avoid interruption in your Overdraft Protection Service, you MUST Opt-in prior to August 15, 2010.

After clicking Submit Form, you will receive a letter confirming your election. Please print this letter for your records.

Opt-In Authorization

I authorize Gulf Coast Bank & Trust to pay overdrafts on my ATM and debit card transactions.

Last Name: *
First Name: *
eMail Address: *  Daytime Phone #: *
Account Number(s) **

Call us toll free at 1-800-223-2060
Email us at

*Required Field
**The regulation requires you to list every account number for which you desire overdraft protection.