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Overdraft Services for Your ATM & Debit Card

It happens to the best of us. We forget to make the deposit carried in our wallet. We
didn't write down the trip to the doctor or grocery store. With busy schedules, electronic check clearing, debit cards and multiple people on one account, it's easy to forget about things both big and small. Whatever the reason, Community Shores Bank overdraft services have been there to protect your checking account and save you from an embarrassing moment.

New Federal Regulations, coming July 1, 2010, change the way overdraft services work for you and your family. We understand mistakes happen and while we do not advocate overdrawing your account, keeping your account in good standing is extremely important.
The new regulation requires you to opt in (agree) to overdraft services by August 15, 2010, to continue the overdraft payment of ATM and one-time debit card transactions.
One-time debit card transactions are purchases you make through day-to-day spending at grocery stores, gas stations, restaurants, payments over the phone or thru online merchants. Debit card purchases that bill your account automatically (like a gym membership) and checks written by you are not affected by the new regulation and will continue to be reviewed under our standard overdraft practices.
If you do not agree (opt in) to our authorization & payment of overdrafts on your ATM and one-time debit card transactions by August 15, 2010, and your account is not set up with other overdraft protection options, these everyday transactions will be declined at point of sale.
Learn more by reading "What You Need to Know about Overdrafts and Overdraft Fees" and complete the form to give yourself and your family peace of mind.

Checking Account Number*
Street Address*
By checking the box you are confirming that you have read the "What You Need to Know about Overdrafts and Overdraft Fees" disclosure.
I authorize Community Shores Bank to pay overdrafts on my ATM and one-time debit card transactions.  I understand that I have an ongoing right to revoke this consent at any time.*
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Signature Confirmation* Check here to confirm your information is correct.
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To revoke your opt-in decision, click here.

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